Thursday, June 19, 2008

Phishing

Phishing is a scam in which the attacker sends an email purporting to be from a valid financial or E-Commerce provider. The email often uses fear tactics in an effort to trap the victim into visiting a fraudulent website. The particular website looks like the valid E-Commerce or banking site. The victim is instructed to login to their account and enter sensitive financial information such as usernames, passwords, account IDs, ATM PINs or credit card details. Subsequently, this information will be sent to the attacker who then uses it to engage in credit card and bank fraud.

However, it is easy to prevent a phishing scam. For example, do not open the link and key in your personal information when you received an email from a bank that you have never opened an account. Besides, a phishing scam always has a lot of words misspelled because sometimes the scammers operate a phishing with a second language and poor grammar. So you can realize it is a phishing if you look at the message carefully. Another way to prevent is examine the link provide to see whether does it really go where it appears to go. For instance, the scammer will tell you that you can access to the government’s top secret database at www.topsecretxxx.gov but if you click the link you will find that you have been entered to another web site.

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